Smart Spending Tips for Young Adults
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As a young adult, you can face the challenges of balancing your finances. Whether you want to save money in college or start shopping smartly after graduation, these tips from CreditBox can help you tackle creating budgets and taking advantage of smart shopping techniques that help you get the things you need to live comfortably at reduced prices.
Download a Money Saving App or Two
Some retail businesses offer loyalty programs through either a card or downloadable app. Apps make it extra easy to manage your loyalty programs because you can order and pay using your smartphone, which saves you time and effort. These loyalty programs often offer customers bonuses such as a free item, discounted items, or points that accrue and that can be used to get free items.
This type of money saving app is available from groceries and major retailers. A money saving app may also be offered by fast food restaurants and gas stations. Using loyalty cards and apps can help you stretch your money a bit further.
Shop Smartly for Necessities
If this is your first time on your own and your parents previously handled the shopping, smart shopping may be a new concept for you. Luckily, it’s an easy thing to learn. The following tips you can easily shop smartly for groceries, clothing, and household goods.
Finding it hard to justify the expense of the name-brand clothes you want? Thrift shops offer a way to get brand name items, typically used but in good condition, at a fraction of the original price. At big box retailers, you can save money by shopping the clearance sections on all types of items and looking for unbranded items in the grocery section. For personal care items such as toothpaste and shampoo, consider a visit to the local dollar store to get the things you need at reduced prices.
Make a Budget That Works for You
Making a budget you can live with is one of the top tips if you want to save money in college or after graduation. Get started by writing down everything you spend money on for a week to a month. Include everything starting with the biggest expenses such as rent, car payments, insurance, utilities, and groceries. Be sure to include the small things like a soda at the gas station or the cost of a movie ticket.
After recording your expenses, go back through your list and add up how much you spent on each item. Then, start looking for ways to economize such as switching to unbranded groceries or visiting thrift shops to get clothes at lower prices.
Need some cash to help with expenses when you’re at school or just starting out after graduation? Installment Loans from CreditBox may be able to help you get the things you need. Apply online for Installment Loans from CreditBox and when you complete the application before 11:30a CST you may qualify to get funded the same day. Restrictions may apply. If you have any questions before applying visit our Frequently Asked Questions page or contact our customer support team at 888.669.4227.
Download a Money Saving App or Two
Some retail businesses offer loyalty programs through either a card or downloadable app. Apps make it extra easy to manage your loyalty programs because you can order and pay using your smartphone, which saves you time and effort. These loyalty programs often offer customers bonuses such as a free item, discounted items, or points that accrue and that can be used to get free items.
This type of money saving app is available from groceries and major retailers. A money saving app may also be offered by fast food restaurants and gas stations. Using loyalty cards and apps can help you stretch your money a bit further.
Shop Smartly for Necessities
If this is your first time on your own and your parents previously handled the shopping, smart shopping may be a new concept for you. Luckily, it’s an easy thing to learn. The following tips you can easily shop smartly for groceries, clothing, and household goods.
Finding it hard to justify the expense of the name-brand clothes you want? Thrift shops offer a way to get brand name items, typically used but in good condition, at a fraction of the original price. At big box retailers, you can save money by shopping the clearance sections on all types of items and looking for unbranded items in the grocery section. For personal care items such as toothpaste and shampoo, consider a visit to the local dollar store to get the things you need at reduced prices.
Make a Budget That Works for You
Making a budget you can live with is one of the top tips if you want to save money in college or after graduation. Get started by writing down everything you spend money on for a week to a month. Include everything starting with the biggest expenses such as rent, car payments, insurance, utilities, and groceries. Be sure to include the small things like a soda at the gas station or the cost of a movie ticket.
After recording your expenses, go back through your list and add up how much you spent on each item. Then, start looking for ways to economize such as switching to unbranded groceries or visiting thrift shops to get clothes at lower prices.
Need some cash to help with expenses when you’re at school or just starting out after graduation? Installment Loans from CreditBox may be able to help you get the things you need. Apply online for Installment Loans from CreditBox and when you complete the application before 11:30a CST you may qualify to get funded the same day. Restrictions may apply. If you have any questions before applying visit our Frequently Asked Questions page or contact our customer support team at 888.669.4227.
