Top 5 Ways to Kickstart Your Savings
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The holidays are officially over and with a new year ahead of us it’s a great time to re-focus on our personal finances. If the last few months have been hectic with paying bills, stocking up on groceries, shopping for gifts, or buying warmer clothes then, keep reading for tips on how to kickstart your savings this year!
Pay Off Credit Cards
A great way to start off the new year is to pay off any credit card debt you built up over the holidays. Consider using an Installment Loan to pay off your debts so you only have to make one regular re-payment instead of multiple. Our team at CreditBox, can help set up a flexible re-payment option.
Create a Budget
Follow a monthly budget to ensure you aren’t overspending in areas you don’t need to! Calculate how much to spend on necessities such as rent, bills, food, and gas. Then, factor in money for extra things like an oil change or entertainment. If you run out of cash, don’t panic there’s always a backup option. CreditBox offers quick online loans with same day funding when you apply before 11:30a CST. Restrictions may apply.
Set Rules
Set rules for yourself and stick to them! The best way to kickstart your savings is by cutting out a few expenses such as limiting eating out or cutting back on ordering a coffee before work each day. These little things will help save you money in the long run.
Sell What You Don’t Need
Do you have a bunch of things sitting around the house that you don’t use? Maybe it’s a pile of clothes that don’t fit anymore? Don’t let these items go to waste, instead sell them for extra cash and use that money towards building your savings account.
Shop Smart
This last tip is straight forward. Instead of heading to the grocery store, plan what you need to buy before you go. Take the extra step into looking for coupon codes or browse through the store catalog before you start shopping. You can even plan your grocery list by what items are on sale to save more money.
Whenever you need extra cash fast, CreditBox offers loans up to $4,000. The best part is that you can apply online in minutes and get funded the same day. Restrictions may apply. If you have any questions contact usat 888-669-4227 or visit our frequently asked questions page. Don’t forget to Refer-A-Friend to CreditBox to earn even more money! For every friend you refer you’ll receive $100 and your friend will receive $50, too!
Pay Off Credit Cards
A great way to start off the new year is to pay off any credit card debt you built up over the holidays. Consider using an Installment Loan to pay off your debts so you only have to make one regular re-payment instead of multiple. Our team at CreditBox, can help set up a flexible re-payment option.
Create a Budget
Follow a monthly budget to ensure you aren’t overspending in areas you don’t need to! Calculate how much to spend on necessities such as rent, bills, food, and gas. Then, factor in money for extra things like an oil change or entertainment. If you run out of cash, don’t panic there’s always a backup option. CreditBox offers quick online loans with same day funding when you apply before 11:30a CST. Restrictions may apply.
Set Rules
Set rules for yourself and stick to them! The best way to kickstart your savings is by cutting out a few expenses such as limiting eating out or cutting back on ordering a coffee before work each day. These little things will help save you money in the long run.
Sell What You Don’t Need
Do you have a bunch of things sitting around the house that you don’t use? Maybe it’s a pile of clothes that don’t fit anymore? Don’t let these items go to waste, instead sell them for extra cash and use that money towards building your savings account.
Shop Smart
This last tip is straight forward. Instead of heading to the grocery store, plan what you need to buy before you go. Take the extra step into looking for coupon codes or browse through the store catalog before you start shopping. You can even plan your grocery list by what items are on sale to save more money.
Whenever you need extra cash fast, CreditBox offers loans up to $4,000. The best part is that you can apply online in minutes and get funded the same day. Restrictions may apply. If you have any questions contact usat 888-669-4227 or visit our frequently asked questions page. Don’t forget to Refer-A-Friend to CreditBox to earn even more money! For every friend you refer you’ll receive $100 and your friend will receive $50, too!
