How It Works

When you select our Credit Reporting loan, your credit score will be factored into the interest rate you receive, which may result in more affordable payments. CreditBox will report your loan payment history to at least one major credit bureau. There are no extra steps and no additional charge, and we handle the rest.

What should I have ready before applying?

Valid Driver’s License or State ID
Verified Bank Account
Current Proof of Income

What can I use my installment loan for?

Medical Bills
Car Repairs
Rent Payments
Financial Emergencies
Anything!

How much can I borrow?

Loan amounts are regulated by the state in which you are applying from. When you apply, you will only be able to request money up to that state mandated amount.

Your Credit Score is Important

By having your credit reported, you will build your credit history, a factor credit bureaus use to determine your credit score.Your credit score is important as it is used by businesses to make decisions about you and your future. Below is just a few examples of what your credit score can affect.