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Young Couple Budgeting

Kick Off the New Year Financially

For some of us, 2016 was a great year and for others, it was not. Despite which way you fall, we all definitely have some things that we would improve on for the upcoming New Year. If you want to make some personal improvements for the upcoming year, set some New Year’s resolutions to keep yourself accountable. CreditBox has come up with some helpful ways to kick off your New Year’s resolutions right, especially on how to save money

Save Extra Income

If you have received any unexpected income, be sure to put it away as that is one major way tosave money. Such things as bonuses, cash from extra side jobs or gifts are all fantastic ways to save money. It can also be smart to divide up these savings into different accounts or categories for when different situations arise.

Stick to the Budget

Budgeting is one of the most important aspects when it comes to how to save money. Creating your budget is one thing, but actually sticking to it, is another. When unexpected things come up, or when you want to buy yourself something special, it can often be very easy to stray away from the budget you have worked so hard to set. Make it a New Year’s resolution to stick to the budget that you have created.

Start Paying Off Some Debt

Some of us have some lingering debt that we would love to get rid of. What better way than to set a New Year’s resolution to get rid of it? Rather than setting a broad or vague goal of getting rid of debt, rather set a goal of a specific amount each month. This will keep you accountable and hold you responsible towards being a more trustworthy consumer that knows how to save money more effectively. 

Cut Out Unnecessary Purchases

Everyone has items that they truly want, but may not necessarily need. It may be good to create a New Year’s resolution to cut back on the purchases for things that we want and either put that money towards needs or simply just save it. This is absolutely a sure way on how to save money for this upcoming year.

By placing some, if not all, of these suggestions into place for your New Year’s resolutions, you are bound to learn how to save money for yourself. CreditBox wants to make sure that you get your New Year moving in the right directions towards a successful 2017.

If you put these New Year’s resolutions in place, but still need a little extra cash to get by, CreditBox wants to help. Apply today at and you may be eligible for a loan up to $4,000!


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