Millions of people rely on personal loans to pay unexpected expenses or make large yet necessary purchases. They're appealing because they typically have lower interest rates than credit cards, and simple monthly payments. Of course, personal loans are just one of the many financial options available to you when you need money. Get more info on personal loans and find out if they're right for you.
Whether you're taking out a loan for a car or trying to get a new business off the ground, your first steps into the world of finance may seem quite daunting due to the unfamiliar terminology. Don't worry! Here are some common money terms to serve as a springboard for improving your financial IQ.
If you have a poor credit score, don't panic. It's a common problem, so you aren't alone. And it certainly doesn't have to be a dark shadow hanging over you. We have the info you need to learn how it's possible to take control of your finances.
Congratulations on your graduation! Ready or not, it's time to start repaying your student loans. If you're not sure where to start, read on to learn your options and how to handle repayment during financial hardship.
A payday loan is money given by a loan store for those who need money until their next paycheck. The balance is generally due on your next payday and includes a high-interest rate. You can get an online loan or visit an actual storefront. Because the due date for the payday loan is so soon after you get the money you need, it is easy to fall into a debt spiral. Loan stores actually count on you to renew or extend your loans. In fact, 80% of all payday loans are taken out two weeks after the last one was paid in full. Use our tips below to get out from under your payday loan.