A payday loan is money given by a loan store for those who need money until their next paycheck. The balance is generally due on your next payday and includes a high-interest rate. You can get an online loan or visit an actual storefront. Because the due date for the payday loan is so soon after you get the money you need, it is easy to fall into a debt spiral. Loan stores actually count on you to renew or extend your loans. In fact, 80% of all payday loans are taken out two weeks after the last one was paid in full. Use our tips below to get out from under your payday loan.
The societal pressures of getting a traditional college education are real, but it isn’t your only option. If you think going to a traditional university for your higher education isn’t for you, you are probably right! Avoid potentially wasting your time and save money on student loans, and choose a less traditional route. Not sure what other options you have? Don’t worry, we did some research for you!
If you don’t own a bike already, it might be time to think about making the investment, or at least using your local bike share service. Not only is it a cheap mode of transportation that can help you stay in budget, but it is also good for you! Check out more reasons below you should consider biking as an alternate mode of transportation.
For college kids out of school for three months or taking classes part time, summer is the perfect opportunity to take up a side job to earn extra money. There’s a wide variety of side jobs to fit every set of skills and interests, and some won’t even feel like work. To earn extra money on evenings or weekends, consider the four side jobs in this article.
Summer is a great time to travel, and for good reason. The weather is great, school is out, and there are music and street festivals all over the world. Airfare can quickly become the most expensive part of your summer travel plans if you aren’t careful. Save money and find cheap airfare with CreditBox’s tips below.