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Women Managing Debt On Laptop

Become Debt Free In 2017

2017 presents a fresh start financially. Unfortunately, your bills from 2016 do roll over to the new year. For many that means a large amount of left over debt. As we continue into the new year it should be your top priority to get your debt under control. CreditBox has a few ways to help you be debt-free in 2017!

Know What You Owe

It is very overwhelming to be in debt; sometimes, even scary. The situation will only get worse if you avoid identifying the problem. An honest evaluation of your current debt amount and the possibility of it increasing will give you an understanding of how long it will take you to be debt-free. A simple way to start tracking your progress is to create a master list of how much you owe, and when payments are required. The next step would be to create a payment schedule that you can afford. While your debt is not paid off yet, rest assured that it will be if you follow your plan.

Rethink your Spending

A simple strategy to utilize if you find yourself in debt is to focus on spending less and paying back more. If you think you are a big spender, start to zero-in on what is causing you're to over-spend. Do you buy unnecessary items, or did your income pool decrease? Regardless of what you're spending on, you need to identify the problem.

Setup an eBay Account

Finding a little extra cash can go along way in reducing your debt. A great resource we recommend is signing up to eBay. Everyone has those certain items that at one point we desperately needed, but now they just add to the clutter. Instead of keeping those items, you can post them on eBay so interested buyers can take the items off your hands. Not only will you be minimizing the clutter, you will have some extra money to reduce your debt.

Stay Motivated

As you have learned by now, debt does not just go away over night. We understand that at times you may be frustrated and overwhelmed. It is imperative to stick to a payment plan and have confidence in knowing that there is a light at the end of the financial tunnel!

CreditBox can also help you on your way to becoming debt-free. CreditBox.com offers convenient personal loan of up to $4,000. Apply today and you could have your funding as soon as the next day. 


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