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How to Get an Apartment with Bad Credit

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Everyone knows you can’t get an apartment without first going through a credit check. If you are apprehensive about starting your apartment search because you have bad credit or no credit, don’t stress! With over one-third of Americans having a credit score less than 600, you are not alone. There are ways to still get that apartment you want with bad credit by using our tips below!

Blog Icon 12Sep

How to Get Out from Under a Payday Loan

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A payday loan is money given by a loan store for those who need money until their next paycheck. The balance is generally due on your next payday and includes a high-interest rate. You can get an online loan or visit an actual storefront. Because the due date for the payday loan is so soon after you get the money you need, it is easy to fall into a debt spiral. Loan stores actually count on you to renew or extend your loans. In fact, 80% of all payday loans are taken out two weeks after the last one was paid in full.  Use our tips below to get out from under your payday loan. 

Blog Icon 15Aug

How to Spend Your Tax Refund Responsibly

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Getting your tax refund is exciting, especially if you’ve waited a long time to receive it – and you probably already have something in mind that you’d like to buy with it. However, this year, instead of spending your entire tax refund all at once on a pair of new shoes, headphones, or a new computer, consider spending it responsibly. Using your tax refund towards debt or long term goals might be hard right now, but your future self will thank you.

Blog Icon 27Mar

Tax Prep: Start Your Tax Return Now and Save

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As of January 26, 2018, you can file your paper or electronic tax return with the IRS. The deadline isn’t until April 17, 2018, but there are many benefits to filing your tax return early, including the possibility of receiving a larger tax refund. Not convinced? Check out this list of benefits of filing early.

Blog Icon 27Feb

Winter Storm Delay

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Due to the winter storm affecting the Chicago area, you may experience delayed response times here at CreditBox. We will resume regular business hours on Saturday, February 10th. We appreciate your patience and look forward to serving you. We will continue to provide updates as the weather progresses.

Blog Icon 9Feb

New Year, New Credit: How You Can Achieve Your Best Credit Yet

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The New Year always brings a sense of limitless possibility – the notion that you can achieve anything you set your mind to by January of next year. With a little planning and hard work, you can achieve your best credit score ever by the end of the year. If you need a little help along the way, we’ve got some tips in this article that can keep you on the track toward raising your credit score and removing negatives from your credit report.

Blog Icon 10Jan

4 Myths About Your Credit Score and Credit Report

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• Educational

Having good or bad credit affects how you can spend money and what you can buy. Building your credit up opens a lot of doors like having the ability to buy a house or car or open a credit card. However, there’s a lot of confusion about which things truly affect your credit positively and negatively. Below, there are four credit myths that are commonly perceived to be true. 

Blog Icon 23Aug

Installment Loans in 2017

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There are times in life when one needs a little extra cash to get by. This happens more often than you may realize, so do not feel self-conscious if it happens to you as well. There are some routes that you can consider traveling down to get you the cash you need, when you need it most. CreditBox is here to help when these situations arise.

Blog Icon 13Jan

PR: Introducing The New Creditbox.com

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CreditBox is pleased to announce the launch of the brand new CreditBox.com website, which allows customers to apply for a personal installment loan on the go. CreditBox.com has simplified the applications process for customers, who can apply and be approved for up to $4,000 in just minutes.

Blog Icon 13Dec