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Back to School: Buying Textbooks on a Budget

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College tuition and housing are expensive on their own, but going back to school has lots of costs that aren’t always apparent up front. Thinking and planning for these hidden expenses beforehand will help you stay on track with your budget and graduate with less student debt. One of the hidden expenses of going back to school is buying textbooks. Textbooks are much more expensive than regular books, and if each of your classes requires multiple books, the cost can add up before you know it. In this article, we have four tips on saving money on textbooks. 

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5 Books for the Financially Savvy

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Summer is the perfect time to catch up on your reading. If you’re traveling, sitting by the pool, or just relaxing at home, reading is a great alternative to staring at a phone or tablet screen. You can even listen to audiobooks while you drive to work or on a long road trip. Plus, you can read all kinds of books that help you improve your life. We’ve added these five books to our AmeriCash Loans summer reading list because they’re sure to make you more financially savvy.

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The Art of Learning: How to Take College Courses on the Cheap

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Learning is addictive and can be one of the best things you can do to further your career. However, sometimes getting a college degree or graduate degree is out of reach financially. You can still take your education into your own hands and gain valuable skills for cheap or free. 

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Budget Hack: Last Minute Ways to Make Ends Meet

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The first of the month is just around the corner and you don’t have enough money to pay all of your bills. You need cash now. There’s nothing to be ashamed of; We’ve all been there at one time or another. Don’t panic yet – there are still a few tricks you can use to make some extra cash before your due dates are here. Some of these methods can even get you cash today.

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The Truth About Bankruptcy

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If you feel completely overwhelmed by debt, you may think personal bankruptcy is your only option. However, declaring bankruptcy is a big, life-altering step with long-lasting consequences. Before you declare bankruptcy, make sure you know all of the facts to ensure it’s the right option for your financial situation.

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4 Ways to Improve Your Credit Score This Week

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Bad credit happens to everyone now and then, but now is the perfect time to start turning it around. The fight for good credit can be an intimidating uphill battle if you’re not sure where to begin. When you take it one step at a time, you’ll be on the way to an excellent credit score in no time. There are several simple steps you can take this week to get your credit score on the right track. 

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You Graduated! Now for Paying Off Those Student Loans

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Congratulations graduates – you did it! You now have a college degree and are ready to move into the real world and start using your smarts. You also likely have a mountain of student debt that seems insurmountable right now. There was no college course for paying back student loans, but don’t panic – we’ve got ideas to help make paying those student loans as stress-free as possible. 

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So You Missed the IRS Tax Deadline… Now What?

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Every year, from January to April, every taxpayer has the same thing on his or her mind: getting their tax return filed by the IRS tax deadline. Somehow, every year, that IRS tax deadline sneaks up on some of us, and passes some by entirely. What happens if you miss the IRS tax deadline? Don’t panic – you have options. 

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Best Apps for Financial Planning

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For some, financial planning comes easily; for the majority, it’s a hard thing to wrap our heads around. There are so many factors to consider, including income, bills, savings, and investments, that it can seem impossible to master. With the help of financial planning and savings apps available on your phone or computer, you can take a step toward taking control of your money.

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Guide To Getting Healthy On A Budget

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When you have a tight budget it can be a real challenge to get healthy. If your New Year’s resolution this year is to lose weight you will need to focuses on two crucial aspects. The first is to improve your diet and the second is to workout regularly. CreditBox has come up with a guide to help you cut your waist size while bulking up your wallet.

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